Credit USA Helps Repair Your Credit

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[Business News]


Good credit is essential in obtaining most things in today's society: In fact, good credit is quickly becoming the equivalent of oxygen for American consumers.

Without it consumers will face an uphill battle in opening a bank account, having utilities turned on, buying a home, or acquiring car insurance. Unfortunately, credit scores can slip with just a few missed credit card and utility payments, but restoring credit often takes much more time and effort on the part of the consumer. 

What's more, American consumers are currently experiencing a credit crunch, according to Dr. Terrel Alexander, founder and CEO of Credit USA, Inc. (, the first African-American owned network marketing company in the credit industry.

"Right now, there is a huge credit crunch in America with the implementation of the new vantage scoring system. As a result, millions of American consumers will dramatically be affected and will have to raise their credit scores significantly to qualify for everything from homes to health insurance," he says.

While restoring credit is a deliberate process, it can be made much easier with the right help. Alexander, along with president and cofounder Neco Alexander and chief operating officer William Love, operate Credit USA, Inc. with the philosophy that education will help consumers learn how to rebuild and manage their credit, which will naturally lead to higher consumer self-esteem and a better quality of life.

With offices in 23 states and four franchises, Credit USA has already established itself as the leader in providing minorities with credit education. In addition to offering free seminars, workshops, and conferences, they also provide clients with an ironclad money-back guarantee: If Alexander and his team aren't able to rehabilitate a client's credit score, he or she will be refunded their money.

What makes them even more unique is the fact that it has combined credit restoration with network marketing, the first business model of its type. In addition to providing credit restoration to clients, Credit USA also offers individuals the unique opportunity to start their own home-based business as an independent associate, which will help to generate income.

“We give people the chance to become financially independent with our phenomenal wealth building system. This is a very unique position for a consumer to be in and no other company in America offers such an opportunity," Alexander adds.


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