Photos: LISA HOME MORTGAGE
Are you looking for simple and immediate mortgage solutions? Then look no further than LISA HOME MORTGAGE.
LISA HOME MORTGAGE (NMLS 1758932) is a multi-state licensed mortgage company headquartered in Philadelphia, PA. This mortgage company offers clientele a premier experience when purchasing or refinancing to obtain a mortgage for their dream home, even with credit challenges or non-traditional circumstances.
CEO, Lisa K. Farrell founded LISA HOME MORTGAGE out of a desire to serve a diverse clientele and address circumstances for clients that are not widely available in the mortgage industry.
“Today’s statistics show a significant homeownership gap between the Black homeowners and other demographic groups. So, education about mortgage options is a key first step to try and lessen that gap. Some of our clients are absolutely shocked at how much home they can afford, the speed of the process, the comparative costs, and the flexibility of some of our mortgage options,” Farrell explained.
LISA HOME MORTGAGE prides itself on its online platform that keeps clients updated on the application status and notifies clients if anything needs to be modified or submitted. This innovative take on mortgages is excellent because it attracts the biggest group of home buyers — millennials.
“Millennials are projected to become the highest demographic of home buyers, so that has changed how we do business. We are in a digital space, so clients can manage most of their mortgage process right from their phones,” Farrell emphasized.
The company’s slogan is “Homeownership is closer than you think.” Their mortgage options provide solutions for clients ranging from A-paper clients to first-time homebuyers, non-traditional income, self-employed, recent college grads, low credit scores, or clients who need down payment assistance.
Some of the popular mortgage solutions include:
- Down Payment Assistance for qualified clients who may not have all the money for a down payment in addition to their closing costs.
- The College Grad option allows the client to use their recent 2-4 years history as a full-time student in lieu of employment history.
- The Entrepreneurship option offers self-employed clients the opportunity to purchase a home without using W-2s or tax returns.
- Jumbo loan option is for clients requiring larger loan amounts.
- The Verification of Employment option allows clients to qualify their income without using tax returns, W2s, or pay stubs.
“Our goal is to help each of our clients get suitable loan options to get into the home of their choice. If you are currently in the process and even want a second opinion, we can help…let’s see what your best option is,” Farrell says.
Start looking for your dream home with LISA HOME MORTGAGE Today!
